When you don't have insurance or are underinsured, paying for dental work can be stressful. The good news, though, is that there are ways to make your dental work more affordable and less of a strain on your wallet. From there, you can get the dental care you need to keep your mouth healthy without the financial burden.
Consider a Dental Discount Plan
Many dental offices these days accept dental discount plans; these plans can cost a lot less than traditional insurance and allow you to enjoy substantial discounts on common dental procedures. Simply show your dental discount membership card at a participating dental office and your eligible discounts will be applied to your balance. This is an excellent way to save on dental procedures like fillings, dental bonding, and more without having to spend thousands of dollars a year on insurance. Even if you already have insurance, a dental discount membership could entitle you to additional savings.
Ask About Installment Plans
For major dental work, having the option to pay off your balance in installment payments rather than all at once can take some of the sting out of your dental bill. While not all dental offices offer their own in-house financing or payment plans, it's always worth asking about—especially if you have a large bill. You might be able to arrange a payment plan with your dental office at little-to-no interest.
If your dental office doesn't offer in-house financing, you might consider looking around for other options such as government-sponsored options to help you finance your dental work.
Search For Local Dental Schools
If there are any dental schools in your area, consider contacting them and asking if they perform the dental procedure(s) you need done. Many dental schools offer significant savings in exchange for the training and experience that their dental students need. While it's true that with this option, you will have a dental student working on your teeth, you can rest assured that he or she will be carefully supervised and assisted by an experienced dentist.
These are just a few of the many options you have for making your dental care more affordable whether you're uninsured or don't have the best dental insurance coverage. Take some time to consider which of these options may best suit your needs and move forward with confidence!
For more information, reach out to the staff at a local dental office.